No-Refund Policy

All NHB subscription fees, coaching fees, digital products, and one-time purchases are final and non-refundable, except where a refund is required by applicable law or where we confirm a billing error such as a duplicate charge.

Subscriptions

If you cancel an auto-renewing subscription, you keep access through the end of your current paid term. Cancellation stops the next renewal; it does not refund the current term, and we do not pro-rate partial months, quarters, or years.

Coaching programs

Coaching is sold separately from base subscriptions and is non-refundable once purchased unless the checkout terms for a specific program expressly say otherwise, a refund is required by law, or we confirm a billing error.

One-time purchases

Digital products and one-time purchases are non-refundable once purchased or delivered, except where required by law or where we confirm a billing error.

Limited exceptions

• A refund is required by applicable consumer-protection law.
• We confirm that you were charged twice for the same purchase.
• We confirm another billing error and refund only the affected amount.

Chargebacks

If you have a billing concern, please contact us first so we can resolve it. Initiating a chargeback without first contacting us may result in account suspension while the dispute is investigated.

Billing-error review

Email support@nothingheldback.com from the address on your account with the order or subscription details. We aim to respond within two business days.